Best Time to Fish in Panama City, FL

Best Time To Fish In Panama City, FL

Plan Your Trip with West Bay Fishing Charters

Wondering when the best time to fish in Panama City, FL is? At West Bay Fishing Charters, we help anglers of all ages and experience levels enjoy productive, family-friendly trips year-round. Thanks to our mild Gulf Coast climate and diverse bay systems, you can catch something almost any month of the year. But if you're targeting a specific species—or want to time your trip for the most action—we’ve got you covered.

Whether you’re chasing Redfish, Spotted Seatrout, Flounder, or seasonal favorites like Tripletail, each season brings something unique to the inshore waters of Panama City. Captain Scott Chandler has over a decade of local experience and knows when and where these fish are feeding, so your trip is timed for success.

What Fish Are Biting in Panama City?

Panama City Seasonal Fishing Guide

Spring (March–May)

Spring brings rising water temps and an increase in feeding activity. Spotted Seatrout become aggressive, especially around grass flats and channels. Redfish patrol the shallow bays and start hitting soft plastics and live shrimp. This is also prime time for targeting Tripletail, which show up near floating debris, crab pots, and buoys.

Summer (June–August)

Early mornings are best during the hot summer months. Families love this season for steady Trout and Flounder action in calm, protected waters—perfect for younger anglers. Redfish remain active, and occasional Sheepshead can still be found near structure.

Fall (September–November)

One of the best times to fish in Panama City FL. Cooler air and water temperatures get the Redfish fired up, and they start schooling in shallow areas. Black Drum become more active, especially around oyster beds and dock pilings. You’ll still find Flounder as they move toward deeper water for winter.

Winter (December–February)

Don’t skip the winter months—Redfish and Black Drum thrive in the colder shallows, and fishing pressure is lower. Sheepshead action around bridges and pilings picks up, especially in late winter. Cold mornings bring clear water and great sight fishing opportunities.

Inshore Fishing Conditions by Season

Tide, Water Temp & Tackle Tips

• Best tide: Incoming or moving water usually sparks feeding.
• Best time of day: Early morning (year-round) and late afternoon (spring/fall).
• Recommended bait: Live shrimp, mud minnows, soft plastics, or topwater lures depending on the species.
• Fishing style: Light tackle fishing is perfect for calm inshore waters and ideal for beginners, kids, and seasoned anglers alike.

Plan Your Panama City Fishing Trip

Target the Right Species at the Right Time

The best time to fish depends on what you're hoping to catch—and who you're bringing along. At West Bay Fishing Charters, we help you plan a fishing trip around your goals. Want action for the kids? Try summer mornings for Seatrout. Chasing your first bull Redfish? Aim for fall. Looking for a peaceful winter fishing trip with fewer crowds? December and January are sleeper hits.

We offer family-friendly fishing charters in Panama City FL, tailored for groups of up to 6 on our safe, comfortable 20’ Tracker bay boat. With all gear, bait, and licenses included, all you have to do is show up and fish.

Book the Best Time to Fish in Panama City Today

No matter the season, Captain Scott Chandler will put you on fish and ensure a great experience on the water. Check our available dates and reserve your Panama City FL fishing charter today!